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dc.contributor.authorOkoruwa, V.O.
dc.contributor.authorAbass, A.B.
dc.contributor.authorAkin-Olagunju, O.A.
dc.contributor.authorAkinola, N.A.
dc.date.accessioned2020-03-03T13:07:10Z
dc.date.available2020-03-03T13:07:10Z
dc.date.issued2020
dc.identifier.citationOkoruwa, V.O., Abass, A.B., Akin-Olagunju, O.A. & Akinola, N.A. (2020). Does institution type affect access to finance for cassava actors in Nigeria?. Journal of Agriculture and Food Research, 1-21.
dc.identifier.issn2666-1543
dc.identifier.urihttps://hdl.handle.net/20.500.12478/6803
dc.description.abstractThe cassava system in Nigeria is developing, with increasing attention to its potential positive outcomes. However, credit access is a major problem in expanding productive activities of the different actors across the value chains of cassava products. This study investigates the extent of access to credit by cassava actors with respect to the different financial institutions in the country using data obtained from a sample of 168 actors, including producers, processors, marketers, fabricators and end users. The study found that commercial banks had the highest disbursement rate (88.0%) despite higher interest rate charged, while government banks had the least (73.6%). Processors (79.5%) and marketers (79.4%) had highest credit access rate while fabricators (67.5%) had the least. Regression results revealed that cassava actors that patronized commercial banks particularly those who are medium scale had access to higher amount of credit. However, female actors and those using cooperative banks secured lower credit amount. In line with the results, Nigeria should champion private-sector-led credit provision through appropriate policies aimed at improving the capacity of the institutions. Financial institutions should be strengthened for better credit access by the cassava actors, and hence improve their productivity.
dc.description.sponsorshipInternational Fund for Agricultural Development
dc.format.extent1-21
dc.language.isoen
dc.subjectFinancial Institutions
dc.subjectValue Chain
dc.subjectEconomic Value
dc.subjectCassava
dc.subjectCredit
dc.titleDoes institution type affect access to finance for cassava actors in Nigeria?
dc.typeJournal Article
cg.contributor.crpAgriculture for Nutrition and Health
cg.contributor.crpRoots, Tubers and Bananas
cg.contributor.affiliationUniversity of Ibadan
cg.contributor.affiliationInternational Institute of Tropical Agriculture
cg.coverage.regionAfrica
cg.coverage.regionWest Africa
cg.coverage.countryNigeria
cg.coverage.hubEastern Africa Hub
cg.creator.identifierAdebayo Abass: 0000-0003-1376-3608
cg.researchthemeSocial Science and Agribusiness
cg.identifier.bibtexciteidOKORUWA:2020
cg.authorship.typesCGIAR and developing country institute
cg.iitasubjectAgribusiness
cg.iitasubjectAgronomy
cg.iitasubjectCassava
cg.iitasubjectPlant Production
cg.iitasubjectPolicies and Institutions
cg.iitasubjectSocioeconomy
cg.iitasubjectValue Chains
cg.journalJournal of Agriculture and Food Research
cg.notesOpen Access Article; Published online: 1 Feb 2020
cg.accessibilitystatusOpen Access
cg.reviewstatusInternal Review
cg.usagerightslicenseCreative Commons Attribution 4.0 (CC BY 0.0)
cg.targetaudienceScientists
cg.identifier.doihttps://dx.doi.org/10.1016/j.jafr.2020.100023


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